i want you to explain to me why or why not i should have a credit card.
convince me that your point is solid and likable.
and if having a credit card is ok, which one should i have.
yun lang.
***
i am so pissed off sa dati naming katulong for running up our landline expenses by using our landline to call her cellphone friends.
i am really tired and stressed. i really need the rest. it's been blah.